Direct Pay Dermatology: Our Difference

At our direct care (self-pay) dermatology practice, you pay us directly for the services you receive, without dealing with insurance companies. This means no hidden fees or surprise bills. You get clear, upfront pricing for each service, and you pay at the time of your visit. Simple and hassle-free.

Why Choose a Cash-Pay Dermatologist Even If You Have Insurance?

We believe in providing you with the best dermatology care experience possible. Here’s why choosing a cash-pay dermatologist can be beneficial:

Personalized Attention and No Wait Times:

  • We schedule ample time for your visit based on your specific needs. No rushed appointments and no long waiting times. You’re not “just another patient” to us, and we always aim to spend more time assisting you.
  • Immediate access to a dermatologist without the delays caused by insurance coverage and payment processing.

Expert Care:

  • A board-certified dermatologist skilled in treating both complex medical dermatological conditions and cosmetic issues will see you. In many practices, only lower-level providers take care of patients to reduce the cost of medical care and overhead costs.

Flexible and Comprehensive Treatment Options:

  • We recommend care based on what you truly need, not what insurance allows.
  • You can choose several services in one day, like cosmetic treatments, with personalized plans made just for you.
  • Our cash-pay system offers clear, upfront pricing with no hidden fees or unexpected bills.

High Deductible Plans

  • If you have a high-deductible insurance plan, you might end up paying out of pocket and receiving a bill after your visit. Insurance may not cover procedures deemed non-medical, such as the removal of benign moles, cysts, skin tags, or seborrheic keratoses. In these cases, you could receive a bill from the dermatology clinic later. With our practice model, you know the cost of your service upfront, at the time of your visit.

Can I Be Reimbursed If I Have Insurance?

Some insurance plans may reimburse you for visits to our practice if you have out-of-network coverage. Usually, commercial insurances have this option. Here’s how it works:

Check with Your Insurance Provider:

  • Before you visit, contact your insurance company to see if they will cover your visit with a specialist who is not in their network.

Receive the Proper Codes:

  • We will provide you with the appropriate procedure codes recognized by insurance companies. These codes will help your insurer process your reimbursement.

Inform Us If You Want Us to Send Documentation to Your Insurance:

  • We may submit an insurance claim to your insurance company for reimbursement; however, we cannot guarantee reimbursement. Always verify the specifics with your insurance company.

Is Direct Care More Expensive?

Direct care is not necessarily more expensive than insurance-based care and might actually save you money. Insurance plans, especially commercial ones, often have high deductibles and co-payments for each visit, leading to higher overall costs. With insurance, you might receive a bill after your visit, adding to the unpredictability of costs.

Please, refer to our page for the pricing. Note that prices for cosmetic procedures and complex procedures may vary. If you are not sure, please contact us directly.

Do You Offer Credit Options for Payment Flexibility?

We offer credit options with CreditCare for your convenience. Additionally, for our regular patients, we provide discounts to make our services more accessible and affordable.

Will Blood Tests and Skin Biopsies Be Covered?

At our clinic, you can get blood work and skin biopsies done during your visit if needed. Many tests will be covered by your insurance, if you have one. If you don’t have insurance or your insurance doesn’t cover the tests, we’ve negotiated affordable prices with local private laboratories.

Dr. Kazlouskaya, a board-certified dermatopathologist, will interpret your skin biopsies. She compares microscopic findings with your clinical presentation, ensuring the highest quality of patient care.

Will I Receive Medications?

Yes, you will receive medications. If you have insurance, your medications will be covered according to your insurance plan. If you don’t have insurance, we will help you find affordable prices. We collaborate with many pharmacies, both traditional and compound, to get you the best prices for your medications.

Do You Offer Pediatric Visits?

Yes, Dr. Kazlouskaya is a board-certified dermatologist trained to care for skin conditions in both children and adults.

Do You Offer Surgical Excision and Removal of Growths?

Definitely. We perform excisions and removals of both benign and malignant growths. Please contact us for a consultation and a quote.

I Am Living Outside of NYC, Will I Be Able to Get a Consultation?

Yes, you can still get a consultation. We offer telemedicine consultations. You can schedule a visit directly with us or through Zocdoc or Jane. Not all conditions are easy to treat via telemedicine. Conditions best suited for televisits include acne, rosacea, rashes, and spots to check We recommend contacting us directly to describe your situation. If you are unsure, we will provide you detailed instructions on how to proceed based on your specific needs.

If you prefer to visit us in person, we will help you to organize your visit. Just contact us!

I Have an Unusual Request and Am Not Sure If You Provide This Service

We are here to help! Fill out our contact form with your specific request. We are very responsive and will get back to you promptly to help navigate your questions. Don’t hesitate to reach out—we’re committed to assisting you with all your dermatology needs.



801 Madison Avenue, 4th Floor, New York, NY, 10065


Monday 9AM-5PM
Tuesday 9AM-5PM
Friday 10AM-6PM
Every other Saturday 9AM-2PM (please, call in advance)